View all mopeds insurance policies by provider:
| inshared | unive | Centraal Beheer | |
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| from € 4,32 | from € 2,34 | from € 2,35 | |
| View Insurance | View Insurance | View Insurance | |
26% choose | 21% choose | 15% choose | |
| Coverage: | |||
| Theft | |||
| Damage | |||
| Roadside assistance | |||
| Global coverage | |||
| Legal help |  | | |
| Online account | |||
Compensation in case of theft | New value up to 3 years | New value up to 3 years | Acquisition value up to 3 years |
Deductible for theft | No deductible in case of theft. | No deductible in case of theft. | € 25 |
Deductible for damage | No deductible in case of theft. | € 50 | € 25 |
| View Insurance | View Insurance | View Insurance | |
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De “vanaf” prijzen van de premies gelden voor kleine honden en katten. Indien u een volwassen hond of kat heeft zult u meer betalen voor de maandelijkse premie.
De mogelijke dekking kan van toepassing zijn op het meest uitgebreide pakket van de verzekeraar, de basis huisdierenverzekeringen omvatten vaak niet alle mogelijkheden. De maximale verzekering is het meest uitgebreide pakket die u bij de verzekeraar kunt afsluiten. De prijzen en dekkingen uit onze vergelijker zijn voor het laatste geüpdatet op 21 augustus 2024.
In the Netherlands, a moped (bromfiets or snorfiets) is a small motorized vehicle designed for short-distance travel. It typically has:
A maximum speed of 45 km/h
A license plate
A required helmet (for both bromfiets and snorfiets)
Road use approval under Dutch law
Whether it’s a traditional petrol scooter or an electric moped, it falls under the same legal insurance requirements. You must insure your moped with at least WA coverage (liability), and additional protection like theft, fire, or accidental damage is optional but strongly recommended.
Moped insurance usually includes these coverage levels:
| Coverage Level | What’s Covered |
|---|---|
| WA | Required by law. Covers damage you cause to others (liability). |
| WA+ | WA + coverage for theft, fire, and storm damage. |
| All Risk | Full coverage, including accidental damage to your own moped. |
Other optional benefits include:
✅ Helmets and accessories
✅ Legal assistance
✅ Roadside help
✅ Travel coverage in the EU
| Insurer | Theft Coverage |
|---|---|
| InShared | Full new value (up to 3 years) |
| Univé | Full new value (up to 3 years) |
| Centraal Beheer | Purchase value (up to 3 years) |
Prices vary by:
Level of coverage (WA, WA+, All Risk)
Brand and value of your moped
Your address (urban vs rural)
Your no-claim status
Use of anti-theft protection
Typical range: €10–€25/month
InShared: from €11.95
Univé: from €12.20
Centraal Beheer: from €12.50
Before applying, make sure you have:
Yes. WA (liability) coverage is required by law.
WA covers others’ damage only. WA+ adds theft/fire. All Risk includes all of that plus damage to your own moped.
Yes, as long as it’s registered and roadworthy.
Not by default, but you can add it with most providers.
Yes, theft coverage requires an ART-approved lock, category 3 or higher.
Yes, typically with WA+ or All Risk policies.
Most insurers allow monthly cancellation with no penalties.