Low premium, high confidence
Univé offers scooter insurance you can trust—complete with a 50% no-claim discount right at the start (if you haven’t had prior damage). Whether you’re riding a Vespa, moped, or electric scooter, Univé gives you solid protection, affordable premiums, and excellent service.
Choose the coverage that suits you
Univé offers 3 clear insurance packages for your scooter:
1. WA – basic liability
Required by law
Covers damage you cause to others
2. WA+ (beperkt casco) – limited coverage
Includes WA coverage
Adds protection for theft, fire, and storm damage
3. All risk – most complete
Includes WA+
Also covers accidental damage to your own scooter
Works for electric scooters, snorfiets, bromfiets, and Vespa scooters.
Extra cover you can add
Univé lets you expand your coverage with smart add-ons:
Roadside assistance – Get help in case of breakdowns
Legal aid – Expert help with legal disputes involving your scooter
Passenger accident insurance – Covers injuries for both rider and passenger
Good to know before you insure your scooter
Own risk: Standard €100 deductible applies for damage claims
Lock requirement: You must use an ART-approved lock (category 3) for theft cover
New scooter?: Your scooter is insured for the purchase value in the first year
No-claim discount: Build up to 85% discount on your premium over time
Quick activation: You’re covered right after signup
Frequently asked questions about Unive scooter insurance
View answers to the most frequently asked questions about Unive Scooter insurances here.
Immediately after completing the application and payment.
Yes, both new and used scooters can be covered.
File a police report, provide both keys and lock info, then submit your claim.
An ART category 3 lock is required to activate theft coverage.
Yes, Univé scooter insurance can be canceled monthly.
Yes, if you haven’t claimed damage before, you immediately get 50% discount.